What Should I Do If I Am a Victim of Identity Theft?

The U.S. Federal Trade Commission (FTC) has set outneed proof of the crime later.
these tips to follow if you are a victim of identity theft.7. Contact the ID Theft Clearinghouse toll-free at
1-877-ID-THEFT (1-877-438-4338) to report the theft.
1. Call the fraud departments of each of the threeCounselors will note your complaint and advise you
major credit bureaus, report the theft, request that ahow to deal with credit-related problems that could
"fraud alert" be placed on their files and that no newresult from identity theft. The Identity Theft Hotline
credit be issued without their approval.website ([ gives consumers one place to report the
2. - Equifax: 1-800-525-6285theft to the federal government and receive additional
3. - Experian: 1-888-397-3742information.
4. - Trans Union: 1-800-680-7289Help stamp out the crime of identity theft. Always
5. For any accounts that have been fraudulentlysafeguard credit cards or driver licenses whenever
opened or accessed, call the security departments ofyou go out to make purchases with your cards. Make
the appropriate creditors or financial institutions. Closesure you get a receipt of the transaction. If they ask
these accounts right away. Place passwords (not yourfor a picture ID, be sure to get that back from the
mother's maiden name or social security number) onmerchant before you leave the store. A simple driver
any new accounts they open.license that is found lying on street can be picked up
6. File a police report in the jurisdiction where theby anybody who can use the information to open up
identity theft took place. Get the report number or acredit card or bank accounts in your name.
copy of the report in case the bank, creditor, or others